More About Legacy Giving - All Hands Ecology

Círculo del Legado de Clerin Zumwalt

Una donación en su testamento o fideicomiso

Whether you designate a specific amount or a percentage of your estate, making a gift to All Hands Ecology in your will or revocable living trust is easy to arrange and costs you nothing during your lifetime. You won’t have to give away assets you depend on, and your assets will remain in your control for as long as you need them.

Considere la posibilidad de añadir un texto como éste a su testamento o fideicomiso revocable:

I give { ____ percent of my estate, or description of asset, or _________ dollars } to All Hands Ecology, a California nonprofit corporation, 4900 Shoreline Highway 1, Stinson Beach, CA 94970 (Tax ID: 94-6069140), for its general purposes.

Designación de beneficiarios

No hay forma más fácil de sostener nuestra misión de conectar la naturaleza, las personas y la ciencia para un mundo más resistente que con una donación por designación de beneficiario.

Life insurance:
You may have a life insurance policy you purchased years ago and no longer need. You can name All Hands Ecology as a full, partial, or contingent beneficiary of your policy. You can also sign over a fully paid policy and receive a tax deduction for your gift.
IRA, 401ks, and other retirement plan assets:
As retirement plans are taxed differently than other assets, they can become a tax liability when inherited. Designating All Hands Ecology as a beneficiary of these assets can reduce or eliminate this liability. You can include All Hands Ecology on the beneficiary designation form to receive a specific percentage of your account value or as a contingent beneficiary.
Bank & brokerage accounts:
Assets like bank and brokerage accounts, CDs, and savings bonds can be a great way to help sustain our mission. Simply name All Hands Ecology as the pay-on-death (POD) or transfer-on-death (TOD) beneficiary of these assets.
Donor advised funds (DAFs):
You can name All Hands Ecology as the beneficiary of your entire fund, or a percentage, leaving the balance in your DAF to allow your children and grandchildren to continue your philanthropy.

Regalos IRA

IRA Beneficiary Designations
As traditional IRAs are taxed differently than other assets, they can become a tax liability when inherited. Designating All Hands Ecology as a full or partial beneficiary of your IRA — and leaving other, less tax-vulnerable assets to your heirs — can reduce or eliminate this liability. You can name All Hands Ecology on the beneficiary designation form for your IRA and designate the percentage of your IRA you wish to leave as a legacy gift.

A “Legacy IRA”
A “Legacy IRA” can boost retirement income and provide future support to sustain All Hands Ecology. Under a new law effective 2023, many IRA owners, 70½ or older, can now make a one-time, lifetime Qualified Charitable Distribution (QCD) of up to $50,000 in exchange for a charitable gift annuity. By using your Required Minimum Distribution to fund a gift annuity, you will receive fixed payments at an attractive rate for your lifetime. Unlike typical IRA withdrawals, this distribution from your IRA to a gift annuity is tax-free and counts toward your RMD.

Activos no monetarios

Donating certain non-cash assets, like appreciated stock, mutual funds, or real estate, will provide All Hands Ecology with critical funding to sustain our mission, and is a smart way to make a gift today — or a future gift for tomorrow.

La donación de activos no monetarios mantenidos durante más de un año puede aportar importantes beneficios, entre los que se incluyen:

En la mayoría de los casos, recibirá una deducción por el valor justo de mercado del bien donado.
No deberá pagar el impuesto sobre plusvalías cuando venda el activo.
Your gift to All Hands Ecology is tax-free, so 100% will be available to help us connect nature, people, and science.
Su donación será mayor que si hubiera vendido el activo, e incurrido en el impuesto sobre plusvalías, antes de hacer su donación.

Regalos que generan ingresos

Charitable gift annuities
In exchange for your gift of at least $20,000, you will receive fixed annual payments at an attractive rate for as long as you live – and an immediate income tax deduction. Gift annuities can pay income to one or two income beneficiaries and can be funded with cash or stock. Naming All Hands Ecology as the remainder beneficiary of your gift annuity will ensure that, when your gift annuity ends, the remainder will be distributed to All Hands Ecology to help us achieve our vision for a world where diversity of life thrives, and nature benefits all.

Sample rates for one person as of May 19, 2025

Edad actual	Tarifas

65	5.7%
70	6.3%
75	7.0%
80	8.1%
85	9.1%
90	10.1%

A “Legacy IRA”
A “Legacy IRA” can boost retirement income and provide future support to sustain the All Hands Ecology mission.

En virtud de una nueva ley que entrará en vigor en 2023, muchos titulares de cuentas IRA de 70 ½ años o más ahora pueden hacer una Distribución Caritativa Calificada (QCD) única y vitalicia de hasta $50,000 a cambio de una anualidad de donación caritativa. Al utilizar su Distribución Mínima Obligatoria para financiar una anualidad de donación, recibirá pagos fijos a una tasa atractiva durante toda su vida. A diferencia de los retiros típicos de IRA, esta distribución de su IRA a una anualidad de regalo está libre de impuestos y cuenta para su RMD.

Charitable remainder trusts
Charitable remainder trusts (CRTs) convert assets into income for one or more income beneficiaries – and can pay income for a term of years or for the lifetimes of the income beneficiaries. Donors who fund their trust with a gift of appreciated assets, like stock or real estate, do not pay capital gains tax when those assets are sold. Donors receive an immediate income tax deduction when their trust is created, and assets transferred to a charitable remainder trust will reduce the donor’s taxable estate. When the trust term ends, the remainder is distributed to qualified, public charities, like All Hands Ecology, named by the donor as the remainder beneficiaries.